JiLi333 Over-the-Counter Cash Agents — Limits, Fees & Settlement

What follows treats Over-the-Counter Cash Agents as a payment method: the operator behind them, the licence they hold, and what they publish on limits and fees.

Over-the-Counter Cash Agents, briefly

Field	Value
Operated by	A set of independently owned, separately BSP-accredited agent networks handles this, not one operator — Cebuana Lhuillier, M Lhuillier, Palawan Pawnshop, and Philippine Seven Corporation’s CliQQ counters in 7-Eleven among them, each contracted on its own by individual wallets and billers
Regulated by	Bangko Sentral ng Pilipinas
Wallet limit	Not applicable to this rail
Per-transaction cap	Not applicable to this rail
Settlement	right away and face-to-face for cash at the counter, whereas the linked wallet’s credit can take from a few minutes to a full day, depending on which institution receives it
Published fees	Not published

No rail exists here, so no rail-wide fee applies either; each agent network and each receiving wallet sets its own rate instead. This OTC schedule — free up to PHP 8,000, then 2 per cent beyond — belongs to GCash alone, not to Cebuana Lhuillier, M Lhuillier, or Palawan, none of which publishes a comparable schedule for consumers.

Everything quoted here is a snapshot taken in 2026-09. Limits and fees get revised without announcement, and only the provider’s own page carries the current version.

Verification tiers

Nothing published sets out verification tiers for Over-the-Counter Cash Agents, so the section carries none. Regulated Philippine e-money accounts expect identity verification all the same, and an unverified account is usually why a limit reads lower than you expected.

Across these networks, no tier system exists for consumers. A covered transaction under the Anti-Money Laundering Act is a cash transaction above PHP 500,000, which obliges a mandatory report, and by virtue of BSP Circular No. 1230 of February 2026 the enhanced due diligence trigger for cash withdrawals was raised from that same PHP 500,000 to PHP 1,000,000. These obligations fall on the institution to report, not on the customer to obey a limit, and they cover BSP-supervised institutions broadly, not cash agents in particular.

Paying with Over-the-Counter Cash Agents at JiLi333

1. Sign in at JiLi333 and open the cashier.
2. Choose Over-the-Counter Cash Agents from whatever methods your account’s cashier displays.
3. Make sure the name on your JiLi333 account matches the name on your Over-the-Counter Cash Agents account.
4. Read the minimum, the maximum and any fee off the cashier screen before you confirm the amount.

Your account’s live limits are on the cashier screen, so read it the first time you deposit with any new method.